Preferred Mortgage Lenders

Easy Home Financing with Our Trusted Mortgage Lenders!

Financing Your New Home: Why Choose A Preferred Mortgage Lender?

Since 1968, GW Homes has been helping homebuyers in Gainesville, Alachua County and North Central Florida, fulfill their dreams of owning a brand new home.

Buying a home should be an enjoyable experience, and the new home mortgage financing process should be as transparent and stress-free as possible. There are many mortgage lenders from which you can choose, but financing your home purchase through a GW Homes Preferred Mortgage Lender will help eliminate guesswork, offer you the best financing options with the highest levels of service, and provide you with other cost-saving benefits.

Outstanding Service - Our Preferred Lenders will work together with you and GW Homes to make your home buying dreams come true.
• Personalized service to find the right financing for your needs*
• A wide variety of mortgage products*

Competitive Interest Rates – A choice of Preferred Mortgage Lenders creates incentive to offer you some of the lowest interest rates available in today’s market.

Discover your buying power by pre-qualifying today with an easy phone application! Be sure to mention you were referred by GW Homes.

Mike Jones

AMERIS BANK
VP, Mortgage Branch Manager | President’s Club Award| NMLS#: 315233 | 352.215.0501 | mike.jones@amerisbank.com | www.amerisbank.com/MikeJones | 12921 Southwest 1st Rd, Suite 119 Newberry, FL 32669

• Up to $2800 lender credit for clients financing $400,000 or more: Can be used to buy down the rate or towards closing costs.
• Loan Types: Conforming Loans: Loan amount of $806,500 or below (conforming loan limit).
• Minimum down payment: 5% (3% for first-time homebuyers).
• Portfolio Doctor Loan: Zero down for doctors, dentists, PAs with 10+ years of licensing.
• Jumbo Loans: Loan amounts over $806,500.
• Competitive for borrowers putting 20% down. Requires credit score of 700 or higher. Options for lower down payment at higher pricing for unique situations.
• Construction-to-Permanent Loans: Conforming Conventional Loan: FICO of 680 or higher, loan limit of $806,500 or less. 0.75% rate add-on for construction lasting 12 months or less. Rate float down after completion if market rate is lower.
• Jumbo Conventional Construction Loan: Loan amount over $806,500, minimum 20% down. Requires FICO of 700 or higher. Rate float down after completion if market rate is lower.

Apply with Mike Jones

Steven Sisson

CAMPUS USA
NMLS#: 805350 | 352.494.4070 | 800.367.6440 x 10203 | www.campuscu.com | 5115 NW 43rd Street Gainesville, FL

• Portfolio/In-house financing.
• CP Loans: Up-front rate lock with float-down option. One-time close. Local funding and decision-making.
• ARM products with $1000 lock option.
• No intangible tax—Credit Unions are exempt from paying this tax.
• 12-month rate lock on Inventory/Spec home loans.
• Doctor Loan Programs—Up to 100% financing with no PMI.
• Conventional financing with loan options that allow as little as 0% down.
• Lender credit of $500 for our Hero’s (law enforcement, teachers, firefighters, military, nurses).

Apply with Steven Sisson

Andrew Smith

• With years of experience in the technology & mortgage industry, Andrew Smith offers customized solutions designed to fit your specific needs.
• Construction to Perm:
○ Conventional - starting at 5% downpayment
○ Veterans - 100% Financing with ZERO downpayment
• Built Homes - Temporary Rate Buydowns (3/2/1 – 2/1 – 1/0) or Permanent Rate Buydowns
• Senior Home Loan Advantage: Buyers over 62 seeking to achieve certain financial goals via reverse mortgage options.
• Buy Now / Sell Later – One Move, No Rentals: Skip temporary housing, storage unites, and back-and-forth moves.

Apply with Andrew Smith

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Eric Hellkamp

TD BANK
NMLS#: 597452 352.494.6454 | eric.hellkamp@td.com | www.tdbank.com/erichellkamp | 7515 West University Avenue Gainesville, FL

• 25 Years of Expertise in the Mortgage Industry: Benefit from our extensive experience and deep knowledge of banking mortgage products.
• Specialized Doctor Loan Program: Offering 100% financing with NO PMI on end loans, tailored for medical professionals.
• Simple and Efficient Fixed Rate Buydowns: Enjoy a hassle-free process with quick and easy buydown options on fixed rate loans.
• Certainty with CP Loans: Rates are locked at the initial closing, whether you choose an ARM or Fixed rate.
• Unique Post-Closing Rate Modification: For just a $1,000 fee, we offer a rate modification should rates drop after closing.

Apply with Eric Hellkamp