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Preferred Mortgage Lenders
Easy Home Financing with Our Trusted Mortgage Lenders!
Financing Your New Home: Why Choose A Preferred Mortgage Lender?
Since 1968, GW Homes has been helping homebuyers in Gainesville, Alachua County and North Central Florida, fulfill their dreams of owning a brand new home.
Buying a home should be an enjoyable experience, and the new home mortgage financing process should be as transparent and stress-free as possible. There are many mortgage lenders from which you can choose, but financing your home purchase through a GW Homes Preferred Mortgage Lender will help eliminate guesswork, offer you the best financing options with the highest levels of service, and provide you with other cost-saving benefits.
Outstanding Service - Our Preferred Lenders will work together with you and GW Homes to make your home buying dreams come true.
• Personalized service to find the right financing for your needs*
• A wide variety of mortgage products*
Competitive Interest Rates – A choice of Preferred Mortgage Lenders creates incentive to offer you some of the lowest interest rates available in today’s market.
Discover your buying power by pre-qualifying today with an easy phone application! Be sure to mention you were referred by GW Homes.
Mike Jones
AMERIS BANK
VP, Mortgage Branch Manager | President’s Club Award| NMLS#: 315233 | 352.215.0501 | mike.jones@amerisbank.com | www.amerisbank.com/MikeJones | 12921 Southwest 1st Rd, Suite 119 Newberry, FL 32669
• Up to $2800 lender credit for clients financing $400,000 or more: Can be used to buy down the rate or towards closing costs.
• Loan Types: Conforming Loans: Loan amount of $806,500 or below (conforming loan limit).
• Minimum down payment: 5% (3% for first-time homebuyers).
• Portfolio Doctor Loan: Zero down for doctors, dentists, PAs with 10+ years of licensing.
• Jumbo Loans: Loan amounts over $806,500.
• Competitive for borrowers putting 20% down. Requires credit score of 700 or higher. Options for lower down payment at higher pricing for unique situations.
• Construction-to-Permanent Loans: Conforming Conventional Loan: FICO of 680 or higher, loan limit of $806,500 or less. 0.75% rate add-on for construction lasting 12 months or less. Rate float down after completion if market rate is lower.
• Jumbo Conventional Construction Loan: Loan amount over $806,500, minimum 20% down. Requires FICO of 700 or higher. Rate float down after completion if market rate is lower.
Steven Sisson
CAMPUS USA
NMLS#: 805350 | 352.494.4070 | 800.367.6440 x 10203 | www.campuscu.com | 5115 NW 43rd Street Gainesville, FL
• Portfolio/In-house financing.
• CP Loans: Up-front rate lock with float-down option. One-time close. Local funding and decision-making.
• ARM products with $1000 lock option.
• No intangible tax—Credit Unions are exempt from paying this tax.
• 12-month rate lock on Inventory/Spec home loans.
• Doctor Loan Programs—Up to 100% financing with no PMI.
• Conventional financing with loan options that allow as little as 0% down.
• Lender credit of $500 for our Hero’s (law enforcement, teachers, firefighters, military, nurses).
Andrew Smith
PLANET HOME
Retail Sales Manager | NMLS#: 1842190 | 352.922.7227 | 352.654.1615 | Asmith@PlanetHomeLending.com | 3111 W Dr ML King Jr Blvd Ste 300 Tampa, FL 33607 | Branch NMLS# 957081 | NMLS ID# 17022
Andrew Smith is a Mortgage Loan Originator with experience in both the technology and mortgage industries, helping homebuyers find customized financing solutions designed around their specific goals.
Andrew specializes in construction-to-permanent financing, helping buyers build homes with flexible mortgage options including:
• Conventional construction loans with down payments starting at 5%
• VA construction loans with 100% financing for eligible veterans
He also helps buyers maximize affordability through temporary and permanent mortgage rate buydown options, including 3-2-1, 2-1, and 1-0 buydown programs for newly built homes.
For homeowners and buyers over 62, Andrew provides reverse mortgage solutions designed to support retirement planning, cash flow goals, and long-term financial flexibility.
Andrew also offers Buy Now, Sell Later financing strategies that allow homeowners to purchase their next home before selling their current one — helping clients avoid temporary housing, storage costs, and multiple moves.
Known for combining technology-driven efficiency with personalized mortgage guidance, Andrew works closely with buyers to simplify the home loan process and create financing solutions that fit both short- and long-term financial goals.
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