Preferred Mortgage Lenders

Since 1968, GW Homes has been helping homebuyers in Gainesville, Alachua County and North Central Florida, fulfill their dreams of owning a brand new home.

Buying a home should be an enjoyable experience, and the new home mortgage financing process should be as transparent and stress-free as possible. There are many mortgage lenders from which you can choose, but financing your home purchase through a GW Homes Preferred Mortgage Lender will help eliminate guesswork, offer you the best financing options with the highest levels of service, and provide you with other cost-saving benefits.

Outstanding Service - Our Preferred Lenders will work together with you and GW Homes to make your home buying dreams come true.

• Personalized service to find the right financing for your needs*
• A wide variety of mortgage products*

Competitive Interest Rates – A choice of Preferred Mortgage Lenders creates incentive to offer you some of the lowest interest rates available in today’s market.

Discover your buying power by pre-qualifying today with an easy phone application! Be sure to mention you were referred by GW Homes.

Loan Originator | NMLS#: 1842190 | 662.832.2777 | 352.604.4393 | Andrew@lmploans.com | 2790 NW 43rd St #200 Gainesville, FL 32606

- Strategic: With years of experience in the technology & mortgage industry, Andrew Smith offers customized solutions designed to fit your specific needs.

- Conventional Construction to Perm (20% down unless doctor, see below).

- Ingenious: 1, 2, or 3 year Temporary Rate Buydowns or Permanent Rate Buydowns.

- Medical Sector: Doctor, Dentist, or Veterinary fixed rate or variable ARM (starting at 0% down for spec homes or 10% down for construction).

- Senior Home Loan Advantage: Buyers over 62 seeking to achieve certain financial goals via reverse mortgage options.

- Veterans: Army, Navy, Air Force, Marine Corps, Coast Guard, and NOAA Corps.

NMLS#: 597452 | 352.494.6454 | eric.hellkamp@td.com | www.tdbank.com/erichellkamp | 7515 West University Avenue Gainesville, FL 32607

- 25 Years of Expertise in the Mortgage Industry: Benefit from our extensive experience and deep knowledge of banking mortgage products.

- Specialized Doctor Loan Program: Offering 100% financing with NO PMI on end loans, tailored for medical professionals.

- Simple and Efficient Fixed Rate Buydowns: Enjoy a hassle-free process with quick and easy buydown options on fixed rate loans.

- Certainty with CP Loans: Rates are locked at the initial closing, whether you choose an ARM or Fixed rate.

- Unique Post-Closing Rate Modification: For just a $1,000 fee, we offer a rate modification should rates drop after closing.

NMLS#: 805350 | 352.494.4070 | 800.367.6440 x 10203 | www.campuscu.com
NMLS#: 1279768 | 352.213.7163 | 352.335.9090 x 10219 |
5115 NW 43rd Street Gainesville, FL 32606

- Portfolio/In-house financing.

- CP Loans: Up-front rate lock with float-down option. One-time close. Local funding and decision-making.

- ARM products with $1000 lock option.

- No intangible tax—Credit Unions are exempt from paying this tax.

- 12-month rate lock on Inventory/Spec home loans.

- Doctor Loan Programs—Up to 100% financing with no PMI.

- Conventional financing with loan options that allow as little as 0% down.

- Lender credit of $500 for our Hero’s (law enforcement, teachers, firefighters, military, nurses).

NMLS#: 315233 | 352.339.7588 | 352.215.0501 | mike.jones@amerisbank.com | 12921 SW 1st Road, Suite 119, Newberry, FL 32669

- Up to $2800 lender credit for clients financing $400,000 or more: Can be used to buy down the rate or towards closing costs.

- Loan Types: Conforming Loans: Loan amount of $806,500 or below (conforming loan limit).

- Minimum down payment: 5% (3% for first-time homebuyers).

- Portfolio Doctor Loan: Zero down for doctors, dentists, PAs with 10+ years of licensing.

- Jumbo Loans: Loan amounts over $806,500.

- Competitive for borrowers putting 20% down. Requires credit score of 700 or higher. Options for lower down payment at higher pricing for unique situations.

- Construction-to-Permanent Loans: Conforming Conventional Loan: FICO of 680 or higher, loan limit of $806,500 or less. 0.75% rate add-on for construction lasting 12 months or less. Rate float down after completion if market rate is lower.

- Jumbo Conventional Construction Loan: Loan amount over $806,500, minimum 20% down. Requires FICO of 700 or higher. Rate float down after completion if market rate is lower.