Preferred Mortgage Lenders

Since 1968, GW Homes has been helping homebuyers in Gainesville, Alachua County and North Central Florida, fulfill their dreams of owning a brand new home.

Buying a home should be an enjoyable experience, and the new home mortgage financing process should be as transparent and stress-free as possible. There are many mortgage lenders from which you can choose, but financing your home purchase through a GW Homes Preferred Mortgage Lender will help eliminate guesswork, offer you the best financing options with the highest levels of service, and provide you with other cost-saving benefits.

Outstanding Service - Our Preferred Lenders will work together with you and GW Homes to make your home buying dreams come true.

• Personalized service to find the right financing for your needs*
• A wide variety of mortgage products*

Competitive Interest Rates – A choice of Preferred Mortgage Lenders creates incentive to offer you some of the lowest interest rates available in today’s market.

Discover your buying power by pre-qualifying today with an easy phone application! Be sure to mention you were referred by GW Homes.

NMLS#: 597452 352.494.6454 | eric.hellkamp@td.com www.tdbank.com/erichellkamp 7515 West University Avenue Gainesville, FL

- 25 Years of Expertise in the Mortgage Industry: Benefit from our extensive experience and deep knowledge of banking mortgage products.

- Specialized Doctor Loan Program: Offering 100% financing with NO PMI on end loans, tailored for medical professionals.

- Simple and Efficient Fixed Rate Buydowns: Enjoy a hassle-free process with quick and easy buydown options on fixed rate loans.

- Certainty with CP Loans: Rates are locked at the initial closing, whether you choose an ARM or Fixed rate.

- Unique Post-Closing Rate Modification: For just a $1,000 fee, we offer a rate modification should rates drop after closing.

NMLS#: 805350 352.494.4070 | 800.367.6440 x 10203 www.campuscu.com 5115 NW 43rd Street Gainesville, FL

- Loans Held in Portfolio and Serviced by Campus: All loans are managed directly, ensuring a smooth and personal experience.

- CP Loans: Rate Lock with Float-Down Option Rates are locked at closing, with the flexibility to reduce to a lower rate at final approval.

- Save on State Doc Stamp Tax: All loans are exempt from state document stamp tax, saving you thousands in closing costs.

- $2,000 Lender Credit on Inventory Home Loans: Take advantage of Exclusive $2,000 lender credit on inventory home purchases.

- Exclusive Doctor Loan Program: Offering 100% financing with no PMI on end loans, tailored specifically for medical professionals.

- Conventional Loans Starting at 3% Down: Affordable conventional financing with as little as 3% down.

NMLS#: 1030301 352.264.7215 | 352.672.0755 monica.marsh@amerisbank.com 2772 NW 43rd Street Ste. S Gainesville, FL 32606

- Up to $2800 lender credit for clients financing $400,000 or more: Can be used to buy down the rate or towards closing costs (offer from Monica Marsh through Ameris Bank).

- Loan Types: Conforming Loans: Loan amount of $806,500 or below (conforming loan limit). Minimum down payment: 5% (3% for first-time homebuyers). Portfolio Doctor Loan: Zero down for doctors, dentists, PAs with 10+ years of licensing. Jumbo Loans: Loan amounts over $806,500. Competitive for borrowers putting 20% down. Requires credit score of 700 or higher. Options for lower down payment at higher pricing for unique situations. Construction-to-Permanent Loans: Conforming Conventional Loan: FICO of 680 or higher, loan limit of $806,500 or less. 0.75% rate add-on for construction lasting 12 months or less. Rate float down after completion if market rate is lower. Jumbo Conventional Construction Loan: Loan amount over $806,500, minimum 20% down. Requires FICO of 700 or higher. Rate float down after completion if market rate is lower.

NMLS#: 1842190 662.832.2777 | 352.604.4393 Andrew@lmploans.com 2790 NW 43rd St #200 Gainesville, fl

- Experienced & Solution Centric: With years of experience in the mortgage industry, Sue Albritton offers tailored solutions to meet your unique needs.

- End Loans Only: Specializing in end loans. we do not offer construction loans (cp).

- Competitive fixed rates: our fixed- rate loans are highly competitive. often matching or exceeding bank lender offerings.

- Creative HECM purchase loan: perfect for buyers over 62 who want to avoid monthly payments but can contribute some cash up front.

- Government loan programs: we offer excellent va loan options to help veterans secure their dream home.

- Flexible with DTI challenges: we work with buyers who have debt-to-income ratio concerns.